HI, I'MPENNY

Software like QuickBooks gives you tools — the bookkeeping is still your job. A human bookkeeper does the work but bills for the hours. I'm the third option: your books get done for you, end to end, for one predictable monthly price — and you still get the full accounting system, in your own login, if you ever want to work in it yourself.

Yes. Your data is encrypted, every access is controlled and audit-logged, and I run on bank-grade SOC controls. Your data is always yours, and you can export it anytime.

Connect your bank and credit-card feeds securely, or just forward me your statements — whatever you're comfortable with. I never ask you to hand over a banking password.

That's common, and it's welcome. I'll catch you up and fix what's wrong — miscategorizations, unreconciled accounts, bad opening balances — to a clean, reconciled baseline, then keep it current month to month. Late paperwork is welcome too: a receipt that turns up months later keeps its true invoice date and still posts cleanly into your open books — no fudged dates.

I flag what I'm unsure of instead of guessing at it — that's the whole point of asking rather than burying it. When a document shows up later that contradicts a call I made, the document wins: I re-book from it and retire my own guess. And if you spot something I got wrong, tell me and I'll fix it; a correction never uses up one of your included transactions, and if the month is already closed the fix posts properly rather than quietly rewriting a closed period. Every change is audit-logged, so you can always see what changed and when.

Every transaction categorized to your chart of accounts, every bank and credit-card account reconciled to the statement, your month closed on schedule, and a plain-English P&L and balance sheet — with anything that needs your eye flagged. It's one simple monthly service: no hourly billing, no long-term contract, and you can cancel anytime. $60 a month covers the accounting system and the first 100 transactions I process; busier months are $15 for each additional 20, and I'll tell you before you get there. Catch-up or cleanup of past months is a one-time job we scope together.

That's what the whole year is building toward. Your books are closed and reconciled month by month, so at year end your accountant gets a real P&L and balance sheet instead of a shoebox in April — and everything exports when they ask for it. I don't file your return; your accountant or tax preparer does that, working from books that are already done. I also don't run payroll or track inventory — if you need those, you need a system that does them.

No — the work is mine. You do get a real login to the full accounting system, and it's worth having: your P&L, balance sheet, and every transaction I've booked are always there to look at, and you can work in it yourself if you want to. Doing that doesn't use up any of your included transactions — those count only when I process one off a statement or your bank feed.